Overcapacities in the European Banking Sector

This briefing explores the issue of possible overcapacities in the European Banking Sector that are said to be a factor for the current low level of bank profitability. This briefing highlights that the discussion about overcapacities is linked to different policy areas, and it analyses statistical data for the euro area to describe the changes seen since 2008 regarding the size of the branch network and number of people
employed in the banking sector.

Authors M.Magnus, M.Ciucci, A.Xirou

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