| Author (Person) | Fromm, Calvin, Knops, Kai-Oliver |
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| Author (Corporate) | European Parliament: DG Internal Policies |
| Publisher | European Parliament |
| Series Title | EPRS Studies |
| Series Details | PE 733.969 |
| Publication Date | September 2022 |
| ISBN | 978-92-846-9715-1 |
| EC | QA-0922408-EN-N |
| Content Type | Research Paper |
Abstract:Using available data, the study examines the practice of granting credit on the legal basis of credit agreements in the form of an overdraft facility and overrunning in the whole EU and, in more depth, in selected Member States. Furthermore, the study analyses the state of consumer protection in the currently valid Consumer Credit Directive on these types of credit agreements and identifies a number of possibilities for future regulations to improve the so far limited protection in this credit sector. Further information:This document was provided by the Policy Department for Economic, Scientific and Quality of Life Policies at the request of the Committee on Internal Market and Consumer Protection (IMCO). |
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| Source Link |
Link to Main Source
https://www.europarl.europa.eu/thinktank/en/document/IPOL_STU(2022)733969
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| Subject Categories | Business and Industry, Economic and Financial Affairs, Internal Markets |
| Subject Tags | Consumer Rights | Protection, EU Law, Financial Services |
| International Organisations | European Union [EU] |
