Thinking of Microfinance in the EU Framework: Regulatory Challenges

Abstract:

The paper investigates microfinance framework at Community law level. Drawing a comparison with international background, it is examined the organization of microcredit service providers as well as user-provider contracting relationship. Provided financial inclusion as rationale of microfinance, the analysis maintains that there is a microcredit standard to deal and it is so heavily characterizing microfinance business that inclusive objective becomes legally relevant in user-provider contractual relationship as well as in corporate structure of service providers.

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