EU retail banking: Measuring integration

Integration of the EU retail banking markets is still in its infancy. Any purposeful integration policy must start out from a wide-ranging review of the status quo, which will ideally be highly nuanced both in terms of the underlying definition of integration and with regard to the measurement of its depth and breadth. Only by considering a wide variety of indicators in combination can sufficiently valid conclusions be drawn to serve as a starting point for regulatory action.

• Primary Source